Financial Independence, retire early and travel
A lot of people have asked me if National Pension Scheme (NPS) is a good investment instrument or option. However, let us look at what NPS is, its variants and how it compares to PPF before I answer that question. What is NPS? NPS is a government-sponsored pension program open to employees from the public,…
A lot has been written about early retirement and financial independence. Be it the 4% rule, or reducing expense or buy what you need, not what you want. However, there is one key thing to do if you want to retire early. Automate your savings. Yes, this is the most important thing to do. Why,…
You might have heard the news of auto sector slowdown in the news in India recently. The government is providing various explanations for the same and the industry is crying. One thing, however, is for sure, that there is a decline in the number of units sold in auto sector. While ups and downs are…
First of all, let me be clear, there is no sure shot way in the world to pick the best stock. Yet, many of us fall in the trap of sly stock brokers or investment planners suggesting us to buy the next Apple. However, we can surely use a few techniques to figure out intrinsic…
So you have decided to take a break from the busy life of yours. You want to just leave the rush and have a pleasant vacation. Let us look at a few tips to help plan a vacation. Money Yeah, I know no one likes to talk about money but unfortunately that is what everything…
First of all, apologies for not writing anything in over a month. Missus and I were on a 16 day holiday and then there was office work piled up. But that is no excuse. That being said, let me take you to the amazing Bavarian adventure that we experienced, along with Austria and Switzerland. Below…
I am sure you would have heard the above saying: “why rich get richer ?”. And I totally agree with the statement. It is true, rich do get richer. Income inequality is growing considerably. Top 1% in the world keep on becoming richer. And there are plenty of reasons for that. Yes, you can blame…
While I wrote a post about how to calculate retirement corpus a while back with detailed excels and steps, a lot of people since then have told me that it is a bit difficult to understand the methodology and assumptions for someone who is new to early retirement or financial independence. Hence, in this post…
If you are just starting to invest, I would suggest reading my other blog posts on where not to invest, different type of mutual funds, how to make money in stocks, best mutual funds and real estate vs mutual funds to begin with. If you have already invested read on to find how to review…
You have been doing everything right, writing content frequently, promoting your blog on social media and other channels and yet you don’t have a lot of traffic. There are multiple sites that tell you tricks to increase blog traffic – some genuine others sham. You might have heard how writing longer posts and updating fresh…