Financial Independence, retire early and travel
I am sure countless gurus, life stories of people, your parents would have conveyed you the message to never give up. Let us take Sachin Tendulkar’s example. The cricketing legend, who is arguably the all time best batsman in the world, was at his epitome in 2004, when he suffered from a terrible case of…
It is a sad day and an immense loss for the world to lose a star like Kobe Bryant. Though I am not a basketball fan, but the only few matches I have seen featured Kobe Bryant. And it was a pleasure as well as moments filled with awe seeing what he was able to…
Rohit – You know what, I don’t think I can retire early. I think only people who earn more than Rs. 1 crore can retire early. This is not just the story of Rohit but of countless people I have spoken with. What people fail to understand is that income is the least important thing…
“What if I am not able to deliver the project?”, “What if I get fired?”, “I am a huge failure!”, “What is the point of everything?”. My brain was becoming an endless pit of questions. “What if, what if, what if…?”. Suddenly I felt entire weight of the world on my chest. I couldn’t breathe….
Happy new year to all my readers. New year is the time for resolutions, so let us take some financial resolutions for the year. The idea is to take new year resolutions for wealth creation. Wealth creation as much about a strong resolve as it is about financial acumen. So let us take a few…
“I know where to invest I just don’t have the money”, “I am waiting for my appraisal and then I will start a new SIP”… There is a long list of quotes with similar meaning that I hear from my friends. The crux is that they know where to invest but they don’t think they…
This summer, when Mrs. and I were in Germany, we met a couple whose bag was stolen. But more than the currency and other items, they were super worried because it had their passports. The entire experience of being in a foreign land and losing your most important identification can be anxiety inducing. While they…
A lot of people have asked me if National Pension Scheme (NPS) is a good investment instrument or option. However, let us look at what NPS is, its variants and how it compares to PPF before I answer that question. What is NPS? NPS is a government-sponsored pension program open to employees from the public,…
A lot has been written about early retirement and financial independence. Be it the 4% rule, or reducing expense or buy what you need, not what you want. However, there is one key thing to do if you want to retire early. Automate your savings. Yes, this is the most important thing to do. Why,…
You might have heard the news of auto sector slowdown in the news in India recently. The government is providing various explanations for the same and the industry is crying. One thing, however, is for sure, that there is a decline in the number of units sold in auto sector. While ups and downs are…