Financial Independence, retire early and travel
While I have written about why you should retire early, there are certain disadvantages of early retirement as well. Let us have a look at the three big disadvantages of early retirement. 1. Don’t know what to do with all the extra time In our daily grind we don’t realise how much time we have…
A lot of people do not realise what is indexation and hence, end up paying more tax on their debt mutual fund withdrawals. It is the tool that helps you save tax on your debt mutual fund withdrawals. In the post below, I would be explaining, what is indexation, what does indexation mean in debt…
In this post, we will explore how to calculate tax on debt mutual funds. Additionally, with indexation benefit you can save tax on debt mutual funds if your holding period is 3 or more years. Before we look at tax calculation, let us understand what are debt funds as well as short term and long…
A lot of investors now realise the importance of investing in equity, which is a great thing. But most of them do not know when to withdraw mutual fund investments. Some people get high returns and think they should withdraw to make these gains safe. While others get dejected by negative returns in the short…
Long Term Capital Gains tax (LTCG) was zero for a long while in India on equity mutual funds. However, after the union budget 2018, any withdrawals from equity mutual funds on or after 1 April 2018 are subject to capital gains tax as follows: Short Term Capital Gains tax (STCG) @ 15%, if holding period…
As I write this article in 2019, I am happy that a lot of people have started to look away from real estate as an investment opportunity, especially the residential real estate, thanks to the price stagnation post 2012. However, there was a lot of euphoria during the 2002-07 period regarding investing in real estate…
Croatia is an amazing country with arguably the nicest people in the whole world. Of course, there are great sights as well, not to mention the Game of Thrones sites. In this post, we will be sharing our Croatia itinerary and telling you about: When to go? What to pack? Our Croatia itinerary Visa for…
While you might have read my detailed post on the top three reasons why you should retire early, this one is just a laundry list of more such reasons which might not be the primary reasons to retire early but good enough to consider retiring early. So here we go: Get up when you want,…
If you still haven’t been to Iceland, book your tickets and pack your bags. Iceland is BREATHTAKING!!! The scenery is in literal terms “out of this world”. And a lot of places in Iceland actually look as if you are on another planet all together. In this post, I shall be sharing our Iceland itinerary,…
Budget 2019 had an announcement about tax exemption on Rs. 5 Lakh income. A lot of people thought that even if they are earning more than Rs. 5 lakh, they could still get this exemption on the income component upto Rs. 5 Lakh. This is not true, because there is no slab change. Only thing…