Financial Independence, retire early and travel
You might have been reading my blogs on financial independence or this might be your first one. Nevertheless, let us combine reading with some action. Now is the time to take up a savings challenge and start on the path of financial independence and early retirement. The idea helps you with saving more. The challenge…
So you want to invest in equity markets but don’t know how much of your folio should you invest in equity. You might have heard about the 100 – age rule. But that is just a thumb rule that is pretty general. The nuances of equity investing cannot be captured by any thumb rule (except…
A lot of people ask me if they have to be miserly or cheap to gain financial independence or retire early. I have also heard people who are frugal, being called “cheap” in social circles. That is why it is important to differentiate between the two. It seems a lot of people misunderstand frugality with…
You might have heard about the magic number of $75,000. A study that was done in the US reveals that “happiness peaks at $75,000 salary per year”. But what does that mean if you are in India or any other country? How much money do you need to be happy in other countries? While the…
No, I am not going to give you insider tips about which stocks to buy and how to make money in the stock market. Neither is this a scandal that I am going to tell you about (though I must admit that the title does sound scandalous). I am sure some of you are already…
After I wrote the post on how much do I need to retire early in India, a lot of FIRE enthusiasts reached out to me. The question they asked was, “Why did you choose a 40x factor vs 25x, which is the benchmark in FIRE community to retire early?”. I would explain my rationale below….
A lot of people on online forums and personally ask question about where to book flight tickets from. Whether they should book flight via travel agent or directly. Especially, for international flights. While it is a good idea to check prices online and with travel agent, it is not always feasible. Hence, I have written…
You might have heard a lot of people say that travel is the best teacher or it expands you horizons. It is definitely true for me. I have learnt some important life lessons from my travels, be it managing relationships, building a rapport with strangers or looking beyond the obvious. Today, I will write about…
A lot of people brag about the number of countries they have been to. I see people mentioning the number on Instagram bio or Facebook as a medal of honour. However, my opinion on this subject is different. I believe a count of countries is a wrong metric as far as travel is concerned. I…
You may have heard that Jet Airways has run into financial troubles and has cancelled all its flights. If you were among the unlucky people who booked a Jet Airways flight that is cancelled, then you might be in a tough spot. It seems that you are unlikely to receive the refund of your cancelled…