Financial Independence, retire early and travel
A lot of people have asked me if National Pension Scheme (NPS) is a good investment instrument or option. However, let us look at what NPS is, its variants and how it compares to PPF before I answer that question. What is NPS? NPS is a government-sponsored pension program open to employees from the public,…
You might have heard the news of auto sector slowdown in the news in India recently. The government is providing various explanations for the same and the industry is crying. One thing, however, is for sure, that there is a decline in the number of units sold in auto sector. While ups and downs are…
First of all, let me be clear, there is no sure shot way in the world to pick the best stock. Yet, many of us fall in the trap of sly stock brokers or investment planners suggesting us to buy the next Apple. However, we can surely use a few techniques to figure out intrinsic…
I am sure you would have heard the above saying: “why rich get richer ?”. And I totally agree with the statement. It is true, rich do get richer. Income inequality is growing considerably. Top 1% in the world keep on becoming richer. And there are plenty of reasons for that. Yes, you can blame…
If you are just starting to invest, I would suggest reading my other blog posts on where not to invest, different type of mutual funds, how to make money in stocks, best mutual funds and real estate vs mutual funds to begin with. If you have already invested read on to find how to review…
A lot of users want a quick SIP calculator. I have used Widgets Code website to embed this SIP calculator. You need to enter the monthly investment amount, interest rate, compounding period (for SIP it should be monthly). And total period (in months) till you want to continue the SIP. The calculator will return maturity…
So you want to invest in equity markets but don’t know how much of your folio should you invest in equity. You might have heard about the 100 – age rule. But that is just a thumb rule that is pretty general. The nuances of equity investing cannot be captured by any thumb rule (except…
You might have heard about the magic number of $75,000. A study that was done in the US reveals that “happiness peaks at $75,000 salary per year”. But what does that mean if you are in India or any other country? How much money do you need to be happy in other countries? While the…
No, I am not going to give you insider tips about which stocks to buy and how to make money in the stock market. Neither is this a scandal that I am going to tell you about (though I must admit that the title does sound scandalous). I am sure some of you are already…
You might have heard a lot of people say that travel is the best teacher or it expands you horizons. It is definitely true for me. I have learnt some important life lessons from my travels, be it managing relationships, building a rapport with strangers or looking beyond the obvious. Today, I will write about…